When my husband and I was in Philippines for several months, we've use Xoom to send money to us from our bank account here in US while we were over there. We did this because it was way easier and cheaper than going to any ATM. Especially the ATM where we were at was always offline and always ran out of money, and sometimes with a long waiting line outside the bank. Every pull out or every transaction the bank would charged us ridiculous fees and some ATM has a maximum amount per withdraw and that was less than $100 and would charged us $4 or 5 per withdrawals.
We got smart though and used the Xoom instead. I would log into my account, send money to us, and after I click the send button, the money was already available for pick up or deliver to our place. We didn't use the delivery though, since we were so close to the place were we always pick the money up. And besides we don't want to get hang up waiting for someone to show up to deliver. Xoom has several locations for cash pick up in the Philippines. In my small town alone, they have about 9 pickup locations and most of them are open 24/7. This were the two place we'd like to go often MLhuillier and Cebuana Lhuillier.
Xoom company is so safe and secure to use. One time when my friend asked me to send some money for her, it was a lot and we did it several transactions, the Xoom company hold the money until they've talked to us and made sure that we were really sending it and not somebody else. And one time too, I sent money to my Aunt and I misspelled her name, even though they knew her at the pickup location, she couldn't get the money because her ID didn't match to what I wrote. It was my mistake but cancelling the transaction wasn't hard. I sent the money back and after few minutes she was able to get the money. Therefore, using Xoom is safe both ways.
I don't get paid for writing about this company, I just wanna share my good reviews about them. I just hate knowing that some of my friends send money and pays up to 10% fees. For crying out loud, they are sending money for help most of the time to their love ones! Back when I first signed up with Xoom, it was a little bit hard. I actually had to wait for sometime, I think it was about a day or two after they verified my account. But now, signing up is as easy as one two three. I can send money anywhere, anytime as along as I have internet connection. And with the Xoom apps, couldn't get it more easier than ever. So all I can say is be Smart and use Xoom!
|Ivy grows on trees|
|Sunset on our way home last night. Taken while the van was moving using my S5|